Our transformation
By 2030 50% of all new entrants into the global workforce will be from sub-Saharan Africa (IMF). By 2050 the region's working-age population will continue to rise when it will be decreasing everywhere else. At that point Africa will be home to approximately 25% of humanity.
But socio-demographic change is not being supported by economic transformation. Instead, African economies are falling ever further behind the rest of the world.
Adjusted for the different costs of goods in different places (so-called purchasing-power parity, or ppp) the GDP of the rest of the world is steadily growing, while African GDP stagnates.
African economies account for about 3% of global GDP and yet receive only 1% of private capital. Foreign Direct Investments into the continent are equally stagnating in comparison to the rest of the world. In 2024 84% of startup funding went to four countries only - Kenya, Nigeria, South Africa, and Egypt. Half of the continents overall funding even went to just 10 companies. (Source: Africa: The Big Deal).
The World Bank projects that by 2030, over 80% of people living in extreme poverty globally will be in Africa, with most low-income countries already located in Sub-Saharan Africa.
35-50% of global employment comes from MSMEs (ILO & OECD), yet especially these businesses struggle to grow in Sub-Saharan Africa due to limited financial access. They are either too large to be served by microfinance institutions or too small and high risk for the more formal banking sector, larger Impact Funds or Development Finance Institutions(DFIs). This leaves them without access to critical financial services despite the significant role they play in emerging economies. They are seeking what is called the missing middle in finance.
There is no equitable economy without funding.
Our goal is creating prosperity through entrepreneurship by bridging the missing middle in finance. RAIN is an Impact Angel Investor Operating with a revolving Fund Model that bridges the missing middle in finance for early-stage startups in low-income countries via equity investments, mentorship and governance, allowing for impactful startups to grow and scale. Traditional investment demands quick returns, and philanthropy can be too short-term to create sustainable change. Our Patient Capital offers a way forward for those who before had no access to finance. Combining the discipline of investment with the heart of philanthropy, our Patient Capital funds solutions that prioritize impact, and adopts a “patient” approach to financial returns.
Creating lasting impact in underserved communities
Balancing financial returns with social and environmental goals
Solving complex challenges traditional investments can’t
We provide
Equity Investment
Financing the startup with a cash investment in return for equity
Mentorship
Structured onboarding, operational support, expert guidance
Governance
KPI & Impact Measurement,
financial reporting, board meetings
Our Impact Investments fund the Agents of Change, the entrepreneurs who provide innovative solutions and services to the problems of their communities - scalable and self-sustaining.
You are one of those Agents of Change? You have an innovative and scalable business with a distinct social or environmental impact?